通过汇集您的股票或房地产的资金,您可以在一起建立您的财富。

通过萨曼莎亨特
1月8日,2021年
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信用:Leonardo Patrizi / Getty Images

随着新的一年,对更大且更好的事情进行了提升的兴趣。如果你在口袋里有一些现金开始新的一年那you might just be考虑投资并且具有充分原因:平均,您可以达到每年的四到七个百分率返回您的投资在股票和房地产中,许多人说现在比以往任何时候都更容易成为这一新经济的百万富翁1,700 people realizing that dream every day那according to彭博。但是,如果你是对它独自进行并希望一些支持和指导,你可能想考虑加入投资组。

“亲自,汇集资源的想法为了平衡尺度非常吸引人,“同伴匹配平台的杰伊·摩尔和首席执行官Jay Moore说FX HedgePool。"Large institutions have the advantage of economies of scale, experienced professionals, cutting-edge technology, and rich data." Here, we consulted the experts on what to know about investment groups, if the choice is right for you, and how it can improve your own financial standing.

这个怎么运作

"I would define an investment group as a small group of池资源在一起的个人为了投资作为一个团队,“摩尔说,”希望他们的集体见解,经验和资源可以创造财富。“

随着交易应用的出现Robinhood那andWebull那access to the stock market has become easier than ever and simpler to initiate; you can set up an account and start purchasing stocks for as little as $100. Many companies are now incentivizing people to not onlystart investment accounts通过提供免费股票,但它们为任何您邀请设置帐户的人提供免费或免费股票。正如摩尔解释的那样,您可以将其视为一种非正式的“投资集团”,这为您的小组提供了使用相同平台,交换提示和进度报告进行交易的机会,以及赢得胜利和损失的份额。

Types of Investments

首先,问问自己:“我的第一个问题考虑投资组时会是,'我们谈论哪些类型的投资?“”建议摩尔。“如果您在谈论访问高度专业化的投资经理,那么投资组可能会营造否定否则投资障碍所需的批评群体难以克服。“

"In most every market, there are专业资产管理人员我们可以为最大化的绩效支付管理费用,“进一步解释摩尔。”他们可以创造价值的程度是基于他们的竞争优势have in a particular investment strategy(股票,债券,新兴市场,real estate等等。通常,他们的费用越多,收费越高,其最低投资要求越高。“在许多情况下,他说,这可以限制平均投资者单独运行。否则,典型市场,股票的投资组,和债券在公开交易投资车辆中有大量选择,如相互资金或ETF,在费用令人难以置信的情况下,您可以依赖高素质投资专业人员的专业知识来提供稳定的绩效。

The Benefits of Joining

An investment group打开您的新网络反过来,新的机遇。摩尔解释说那many local development projects (in residential or commercial real estate) offer residents, friends, family, and investment groups the opportunity to invest in projects that wouldn't otherwise be available in the public market. "Being part of an investment group in that capacity can potentially create opportunity and level the playing field, so to speak, relative to the large investment houses," he says, adding that, "the market has also evolved to a point where fees and costs are highly competitive, making these products incredibly accessible, so the notion of saving on management fees by managing your own money in mainstream investments is weakening."

做你的研究

最重要的是,Amanda Holden,创始人投资开发那believes that it's important to do your homework before agreeing to be a part of any group. "My opinion would just be to do your research—don't take someone else's word for it," she advises, "be extremely realistic as to whetheryou want a business and money-oriented relationshipwith these people, and to get legal contracts for absolutely everything."

为您找到合适的投资组可能需要一点时间和研究,但那些时间和努力将充分利用。“就个人而言,如果我正在寻找投资组,则一次考虑的人是本集团是否可以open opportunities that can't be otherwise found无论是独立还是通过现有的公开资金,“摩尔说。”如果你能找一个投资组that has a network or relationships that can open doors to investment opportunities that can't be accessed publicly, then there's potentially real value there."

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